Your Representative is Wrong if He Says Taxes Cannot Be Eliminated Through Bankruptcy.

This $19.95 guide reveals the timing rules they never learned.

You’re not a failure – youve been carrying too much IRS debt for too long. This attorney-written guide gives you clarity, confidence, and the legal framework to know whether bankruptcy can erase your IRS debt along with your other overwhelming debts.

Your Representative is Wrong if He Says Taxes Cannot Be Eliminated Through Bankruptcy.

This $19.95 guide reveals the timing rules they never learned.

You’re not a failure – you've been carrying too much IRS debt for too long. This attorney-written guide gives you clarity, confidence, and the legal framework to know whether bankruptcy can erase your IRS debt along with your other overwhelming debts.

Your Representative is Wrong if He Says Taxes Cannot Be Eliminated Through Bankruptcy.

This $19.95 guide reveals the timing rules they never learned.

PROBLEM CLARITY

The Real Problem is Your Representative Doesn’t Know Bankruptcy – I Do! Read My Book!

Your representative has tried an Offer in Compromise. Or maybe an installment agreement. You’ve paid thousands in fees but you’ve gotten nowhere. Frustrated? I would be too! The bankruptcy rules are confusing, vary across situations and can easily trip people up – leading to stress, extra fees, and unnecessary frustration. This book breaks down all the timing rules you actually need to understand so you can file bankruptcy and eliminate not only your IRS debt but these debts too:

Credit card balances
Personal loans
Business debt
Medical bills

PROBLEM CLARITY

The Real Problem is Your Representative Doesn’t Know Bankruptcy – I Do! Read My Book!

Credit card balances
Personal loans
Business debt
Medical bills

The Risk No One Warns You About

If you file bankruptcy even one day too early, your IRS debt survives the bankruptcy.

The Risk No One Warns You About

If you file bankruptcy even one day too early, your IRS debt survives the bankruptcy.

WHY MOST PEOPLE

(AND MANY ATTORNEYS)

GET IT WRONG

The Real Problem Isn’t the IRS — It’s the Confusing Timing Rules

The Three Rules Most People Misunderstand

Most bankruptcy attorneys never receive deep training in tax discharge. Tax relief companies charge $10,000+ and rarely deliver. Consumers are left confused — and afraid to make the wrong move.

Larry teaching

bankruptcy

attorneys nationwide

how IRS discharge

really works.

“Taxes can’t be discharged

in bankruptcy.”

Most attorneys say this.

They’re wrong.

WHY MOST

PEOPLE (AND

MANY

ATTORNEYS)

GET IT WRONG

The Real Problem Isn’t the

IRS — It’s the Confusing

Timing Rules

The Three Rules Most People

Misunderstand

Most bankruptcy attorneys never receive deep training in tax discharge. Tax relief companies charge $10,000+ and rarely deliver. Consumers are left confused — and afraid to make the wrong move.

“Taxes can’t be discharge

in bankruptcy.”

Most attorneys say this.

They’re wrong.

ABOUT LARRY HEINKEL

Meet Larry Heinkel, Esq. — The Country’s Leading Tax-Discharge Attorney

For more than 40 years, Larry has focused exclusively on tax bankruptcy law. Not a generalist. Not a tax resolution salesman. A true expert who has dedicated his entire career to this one area.

Larry Has:

Represented thousands of clients nationwide
Eliminated millions in IRS debt
Taught bankruptcy attorneys across the country
Created the TaxDischargeDeterminator.com analysis system
Built transcript-decoding and timing frameworks used by professionals today

If there’s a mistake you can make in tax bankruptcy, I’ve seen it — and I wrote this book to protect you from it.

— Larry Heinkel

ABOUT LARRY HEINKEL

Meet Larry Heinkel, Esq. — The Country’s Leading Tax-Discharge Attorney

For more than 40 years, Larry has focused exclusively on tax bankruptcy law. Not a generalist. Not a tax resolution salesman. A true expert who has dedicated his entire career to this one area.

Larry Has:

Represented thousands of clients nationwide
Eliminated millions in IRS debt
Taught bankruptcy attorneys across the country
Created the TaxDischargeDeterminator.com analysis system
Built transcript-decoding and timing frameworks used by professionals today

"If there’s a mistake you can make in tax bankruptcy, I’ve seen it — and I wrote this book to protect you from it."

— Larry Heinkel

What’s at Stake for You and Your Family

If You Do Nothing

More IRS letters
More threats
More debt is piling up
More shame and embarrassment

More IRS letters
More threats
More debt is piling up
More shame and embarrassment
More fear of judgment
More sleepless nights
More pressure on your family

More fear of judgment
More sleepless nights
More pressure on your family

Debt grows. Options shrink. Stress becomes

your everyday life.

If You Take the Right Step

Credit cards gone
Loans gone
Collectors gone
IRS debt gone (if timed
correctly)

Credit cards gone
Loans gone
Collectors gone
IRS debt gone (if timed correctly)
IRS harassment gone
Fear and shame gone
Peace, confidence, and control regained

IRS harassment gone
Fear and shame gone
Peace, confidence, and control regained

This is the fresh start your family deserves.

If You Do Nothing

More IRS letters
More threats
More debt is piling up
More shame and embarrassment

More IRS letters
More threats
More debt is piling up
More shame and embarrassment
More fear of judgment
More sleepless nights
More pressure on your family

More fear of judgment
More sleepless nights
More pressure on your family

Debt grows. Options shrink. Stress becomes

your everyday life.

If You Take the Right Step

Credit cards gone
Loans gone
Collectors gone
IRS debt gone (if timed
correctly)

Credit cards gone
Loans gone
Collectors gone
IRS debt gone (if timed correctly)
IRS harassment gone
Fear and shame gone
Peace, confidence, and control regained

IRS harassment gone
Fear and shame gone
Peace, confidence, and control regained

This is the fresh start your family deserves.

WHAT YOU’LL LEARN IN THE GUIDE

What This Guide Teaches You (That the Internet Never Will)

IRS Timing Rules

Explained

3-Year, 2-Year, 240-Day Rules
How each rule affects your taxes
How to avoid filing too early

You’ll understand the rulebook the IRS must follow.

How to Read Your IRS

Transcripts

Decode IRS transcript codes
Identify assessments, filings, and tolling events
Avoid misreading your discharge window

You’ll finally know what your IRS records actually mean.

How Brankruptcy Clears

All Your Debts

IRS debt
Credit cards
Loans
Personal liabilities
Medical debt

Timed correctly, bankruptcy wipes out everything at once.

IRS Timing Rules

Explained

3-Year, 2-Year, 240-Day Rules
How each rule affects your taxes
How to avoid filing too early

You’ll understand the rulebook the IRS must follow.

How to Read Your IRS

Transcripts

Decode IRS transcript codes
Identify assessments, filings, and tolling events
Avoid misreading your discharge window

You’ll finally know what your IRS records actually mean.

How Brankruptcy Clears

All Your Debts

IRS debt
Credit cards
Loans
Personal liabilities
Medical debt

Timed correctly, bankruptcy wipes out everything at once.

Works in all 50 states
Based on 40+ years of real cases

Step-by-step worksheets included
Designed for non-lawyers

Works in all 50 states
Based on 40+ years of real cases
Step-by-step worksheets included
Designed for non-lawyers

A Simple Path to Take Back Control

STEP 1

Read the Guide

40 years of expertise distilled into plain English.

STEP 2

Review Your Transcripts

Use the annotated examples inside the book.

STEP 3

Choose Your Best Path Forward

Handle it yourself or hire help — now you’ll know exactly what to do.

STEP 1

Read the Guide

40 years of expertise distilled into plain English.

STEP 2

Review Your Transcripts

Use the annotated examples inside the book.

STEP 3

Choose Your Best Path Forward

Handle it yourself or hire help — now you’ll know exactly what to do.

Real People. Real Relief. Real Fresh Starts.

Now if we did not convince you, maybe a few words from our clients will!

“This book saved me from filing 47 days too early. It saved me $31,000.”

— Jennifer M., Phoenix

“The tolling explanations alone were worth 100x the price.”

— Robert K., Jacksonville

“I’m a CPA and learned things I never knew.”

— Michael T., San Diego

“I avoided paying $10,000 to a tax relief company thanks to this book.”

— Sarah L., Houston

“This book saved me from filing 47 days too early. It saved me $31,000.”

— Jennifer M., Phoenix

“The tolling explanations alone were worth 100x the price.”

— Robert K., Jacksonville

“I’m a CPA and learned things I never knew.”

— Michael T., San Diego

“I avoided paying $10,000 to a tax relief company thanks to this book.”

— Sarah L., Houston

Before You Spend Thousands,

Spend $19.95

Before You Spend Thousands,

Spend $19.95

OPTION	COST	RESULT	RISK
Tax Relief Company	$5,000–$15,000	Vague promises, often fails	High
General Bankruptcy Attorney	$1,500–$5,000	May miscalculate timing	Medium
This Guide	$19.95	Learn the exact rules + know your options	Low

OPTION	COST	RESULT	RISK
Tax Relief Company	$5,000–$15,000	Vague promises, often fails	High
General Bankruptcy Attorney	$1,500–$5,000	May miscalculate timing	Medium
This Guide	$19.95	Learn the exact rules + know your options	Low

Understanding your situation first is the smartest financial decision you can make.

You’re Not Buying a Book — You’re Buying

Your Second Chance

You’re Not Buying a Book — You’re Buying

Your Second Chance

You deserve clarity. You deserve peace. You deserve a future

without debt or shame.

Instant access. Printed book included. 30-day money-back guarantee.

A Message From Attorney Larry Heinkel

In 90 seconds, Larry explains why IRS debt feels overwhelming — and how the right timing can change everything.

Frequently Asked Questions

Will this book do the analysis for me?

This book teaches you the framework and shows you how to calculate your discharge date. You can do the analysis yourself, or use professional services (Larry offers done-for-you analysis at www.Tax-B-Gone.com). Either way, you'll understand how the system works.

What if I owe state taxes, not just federal?

The book covers both. Federal tax discharge rules are the same in all 50 states. State rules vary, but the same timing principles generally apply.

What if I have really old, unfiled returns?

That's covered in detail. Unfiled returns may not qualify until you file them and satisfy the 2-year rule. The book shows you which years need to be filed first.

Is this only for individuals, or does it cover business owners too?

Both. The book covers personal income taxes, business income taxes, payroll taxes, and Trust Fund Recovery Penalties.

What if I decide I need professional help after reading the book?

Perfect. You'll be educated on exactly what to look for in an attorney—and you can contact Larry's office directly if you want professional analysis or representation.

Still wondering whether your IRS debt can be eliminated through bankruptcy? This guide teaches you exactly how the IRS timing rules work — and how to calculate your own discharge date step-by-step.